Mortgage Document Prep

Mortgage Document Prep
Having fulfilled in excess of 800,000 residential mortgage loan packages since our inception in 1997, more than 250 financial institutions, federal and state chartered banks, mortgage bankers, brokers and credit unions rely on our expertise for quick, accurate, and compliant residential mortgage closing documents throughout all 50 United States and the District of Columbia.

Loan Fulfillment Services

Loan Fulfillment Services
Rely on our online loan fulfillment services so you can focus on growing your own business instead of detailed and expensive back office operations. We take care of clearing all pre-closing, closing and funding conditions, preparing loan documents to client’s specifications, HUD-1 review and approval, ordering the wire, funding, monitoring trailing documents, clearing stipulations and deficiencies, and shipping and stacking the closed loan package.

Mortgage Law Compliance

Mortgage Law Compliance
With over 200 years of combined legal experience, our attorneys formerly served as executives at large mortgage companies, former general counsel to large lending institutions, judicial clerks, and have even aided in the drafting of instrumental legislation affecting mortgage law. Our attorneys are leaders in the field of mortgage law and regularly teach mortgage professionals about changes affecting the mortgage industry.

Recently Published News Articles

Proposed Flood Insurance Regulations Published in Federal Register

Published on Friday, October 31, 2014 in Client and Friends Memo
In the October 30, 2014 issue of the Federal Register (79 FR 64518, click here) the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Farm Credit Administration, and the National Credit Union Administration (collectively, the Agencies) published a joint proposed rule to amend their regulations regarding loans in special flood hazard areas to implement certain provisions of the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA), which amends some of the changes to the Flood Disaster Protection Act of 1973 (FDPA) mandated by the Biggert-Waters Flood Insurance Reform Act of 2012 (Biggert-Waters).

CFPB Issues Qualified Mortgage Points and Fees Cure Amendments

Published on Monday, October 27, 2014 in Client and Friends Memo
As a follow-up to our May 6, 2014, memorandum on the CFPB’s proposed rule to add a cure provision to the qualified mortgage points and fees limitation in §1026.43(e)(3) of Regulation Z, this is to inform you that on October 22, 2014, the CFPB  issued a final rule to that effect (click here). This final rule will be published in the Federal Register in the near future and will become effective on the date(s) set out therein. We will update this memorandum on our website when the final rule is published in the Federal Register to advise you of that fact and of the final rule’s effective date(s).

Annual Privacy Notice Requirement Under the Gramm-Leach-Bliley Act (Regulation P) – CFPB Issues New Rule Amending Regulation P

Published on Wednesday, October 22, 2014 in Client and Friends Memo
Today the Consumer Financial Protection Bureau (CFPB) issued a final rule to allow financial institutions (including certain nonbanks within the CFPB’s jurisdiction) that limit their consumer data-sharing and meet other requirements to post their annual privacy notices online rather than delivering them individually. The final rule amends Regulation P (12 CFR part 1016) and will become effective upon publication in the Federal Register. 

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